Services 2017-05-11T16:15:06+00:00

Benefit Services Incorporated is a small independently owned family business. We specialize in hands-on personalized service, offering concierge level attention that only a small local firm can effectively provide. We partner with our clients to proactively develop customized innovative solutions to all their benefits, retirement, compensation and compliance needs.

Group Medical & Dental: Local and national; High Deductible Plans with HRA and HSA (Health Reimbursement Accounts & Health Savings Accounts), Funding Options: Fully Insured, Partially Self-funded
Retirement Plans: 401(k)’s, Profit Sharing & Pension Plans
Group Life and AD&D
Group Short and Long Term Disability: Contributory and Non-contributory
Voluntary Benefits: Life/Disability, Dental, Long Term Care
Other Services: Group Long Term Care, Employee Assistance Programs, Flexible Spending Accounts, COBRA, International Benefits

Consulting Services include:

  • Full market tests for all lines of coverage
  • Strategic planning to establish short and long range goals
  • Assisting in implementation of insurance programs
  • Feasibility studies for alternative funding arrangements
  • Review of group contracts, plan documents, certificates and booklets
  • Assisting with day-to-day problem-solving; liaison between client and vendors
  • Assisting in the development of employee communications
  • Renewal negotiations
  • Mergers/Acquisitions: impact study; financial projects; assistance with plan terminations
  • Legislative/Regulatory Guidance